Income Tax Calculator

Compare Old Regime vs New Regime (2025-26, 2026-27) with full deductions

Income & Deductions
Old Regime
Full Deductions
New Regime
2025-26
New Regime
2026-27
Tax Calculation Results

Old Regime Tax Slabs

₹0
Total Income
₹0
Total Deductions
₹0
Taxable Income
₹0
Total Tax

Tax Breakdown

Component Amount (₹)
Income Tax 0
Surcharge 0
Health & Education Cess 0
Rebate (87A) 0

Regime Comparison (2026-27)

Parameter Old Regime New Regime 2026-27 Tax Saving
Taxable Income 0 0 0
Income Tax 0 0 0
Total Tax 0 0 0
Effective Tax Rate 0% 0% 0%
Recommendation: Calculate to see which regime is better for you
About Income Tax Calculator

Old vs New Regime

  • Old Regime: Higher tax rates but full deductions (80C, 80D, HRA, etc.)
  • New Regime 2025-26: Lower rates, limited deductions, standard deduction ₹75,000
  • New Regime 2026-27: Further simplified slabs, no deductions except standard
  • Choose based on your investment pattern and income level

Key Features

  • Compare all three tax regimes side-by-side
  • Detailed deduction-wise breakdown
  • HRA calculator with city-specific rules
  • Senior citizen exemptions
  • Surcharge and cess calculations
  • Tax saving recommendations

Tax Planning Tips

  • New regime better if investments < ₹2.5 lakhs
  • Old regime beneficial for home loan/HRA claims
  • Maximize 80C with PPF, ELSS, EPF
  • Health insurance premium saves tax under 80D
  • Plan investments before March 31st